Annually, regulatory requirements mandate us to provide a summary of material changes made to our disclosure brochures, Form ADV Part 2A and Form CRS. These brochures include important information about Trifecta. A copy was previously furnished to you upon the engagement of our advisory services.

Over the past year, we implemented the following material changes to the brochures:

• Item 4 & Item 5: Consulting services and fees have been added.

If you wish to obtain a complete copy of our most current Form ADV Part 2A or Form CRS, please send a written request to [email protected]. The documents can also be accessed from our website: Form ADV Part 2A and Form CRS.

In the last 4 years, we’ve reached many milestones much faster than we anticipated. It has been an extremely enjoyable and fulfilling experience. Your trust and partnership have made all the difference. Thank you!

If you have any questions, please don’t hesitate to reach out to me.

Wishing you all the best in 2026!