Quarterly Review: Q1 2025
What a difference six weeks makes! If this piece had been penned in the middle of February, the tone would have been much different. The S&P 500 reached a recent peak at 6,144 on February 19, 2025, only to fall approximately 10%, closing out the first quarter down 4.6% — its first negative quarter since […]
RMDs: To Wait or Not to Wait
With the new year comes a new required minimum distribution (RMD) amount for owners and beneficiaries of tax-deferred retirement accounts. The amount resets annually based on the previous year’s ending balance, and by now, custodians and advisors have calculated this year’s RMDs for their clients. But when during the year does it make sense to […]
Quarterly Review: Q4 2024
In the 1990s, the Chicago Bulls achieved a remarkable feat, winning three straight NBA championships – twice. During both “three-peats”, their third year was the toughest, yielding the fewest regular-season wins. Similarly, the U.S. stock market is coming off two consecutive gigantic years of returns, with the S&P 500 surging 26% in 2023 and another […]
Year End Tax-Planning Checklist
As we shake off the food coma induced by turkey, yams, and cranberries, we turn to the next round of holidays. While our focus is likely – and should be – on the traditions of family get-togethers, gifts, and yes, more food, we should not lose sight of another important one: year-end tax planning. As […]
Election Outcome: What It Means for the Markets and Your Investments
Finally!! With the 2024 Presidential Election behind us we thought it was appropriate to discuss the outcome and what we will be doing strategically. While not a surprising outcome for the presidency, we were amazed at the magnitude of the victory for President Trump, the Senate flip to Republican, and what looks to be the […]
Quarterly Review: Q3 2024
The U.S. stock market continued its positive momentum in the 3rd quarter, with the S&P 500 gaining 5.4%, bringing its year-to-date gain to 22.0%. This marks five consecutive months of gains and 10 out of 11 for the broad index. In fact, the S&P 500 closed the quarter at an all-time high. Notably, during the […]
Quarterly Review: Q2 2024
The first six months of 2024 in the domestic equity markets mirrored how 2023 finished, with the S&P 500 up by nearly 15%. This strong performance widened the gap between domestic and foreign stocks, with the U.S. outperforming by over 10%. One of the driving factors in this disparity is the heavier weighting of the technology sector […]
Giving in Your Golden Years
Charitable giving is an important goal for many individuals and families. As people age and their wealth evolves so too should the manner in which they give. While cash and appreciated securities are the two most popular methods of giving available to everyone regardless of age, the option of giving via qualified charitable donations (QCDs) is oftentimes […]
Looking to the US: The Booming RIA Market
Our very own Sue Oleari recently participated in a webcast panel hosted by Delisle Advisory Group. She joined two other prominent leaders in the RIA space to discuss the latest trends in the RIA space, the benefits for clients and advisors, and valuable insights from recent trends. Check out this clip from the webinar where […]
A Roadmap to Saving for Retirement
For those entering the workforce or those that have been working for years, but only now have the capacity to begin saving for retirement, figuring out where to start can feel like a daunting task for many. Questions like “What type of account should I use?” “What is the difference between a Roth and a Traditional […]