Insights

Finally!! With the 2024 Presidential Election behind us we thought it was appropriate to discuss the outcome and what we will be doing strategically. While not a surprising outcome for the presidency, we were amazed at the magnitude of the victory for President Trump, the Senate flip to Republican, and what looks to be the outcome in the House of Representatives. As we previously shared, on average, divided government has historically yielded the best results for the S&P 500 during

The U.S. stock market continued its positive momentum in the 3rd quarter, with the S&P 500 gaining 5.4%, bringing its year-to-date gain to 22.0%. This marks five consecutive months of gains and 10 out of 11 for the broad index. In fact, the S&P 500 closed the quarter at an all-time high. Notably, during the quarter, U.S. small and medium-sized companies finally outperformed large, delivering returns of 8.9% and 8.7%, respectively, compared to the S&P 500’s 5.4%. This suggests that

The first six months of 2024 in the domestic equity markets mirrored how 2023 finished, with the S&P 500 up by nearly 15%. This strong performance widened the gap between domestic and foreign stocks, with the U.S. outperforming by over 10%. One of the driving factors in this disparity is the heavier weighting of the technology sector in the S&P 500, which is approximately 30%, compared to 15% in the EAFE index. The tech-heavy NASDAQ index even bested the S&P 500 for

Charitable giving is an important goal for many individuals and families. As people age and their wealth evolves so too should the manner in which they give. While cash and appreciated securities are the two most popular methods of giving available to everyone regardless of age, the option of giving via qualified charitable donations (QCDs) is oftentimes the most beneficial way for retirees to give. The ability to make QCDs has been around since the Pension Protection Act was enacted in 2006

For those entering the workforce or those that have been working for years, but only now have the capacity to begin saving for retirement, figuring out where to start can feel like a daunting task for many. Questions like “What type of account should I use?” “What is the difference between a Roth and a Traditional retirement plan?” “How much should I contribute?” and “What investments should I choose?” are common and can be overwhelming. Let us try to offer some